Domestic Helper Insurance
Look after the people who look after your home. Compare cover for your housemaid, driver, cook or nanny, including medical treatment, accidents and your responsibilities as their sponsor.
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- Leading insurers compared
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Get your domestic helper insurance quote
Tell us about your household staff and one of our advisors will come back with options from leading insurers.
- Medical and accident cover for staff
- Protection for you as the sponsor
- Simple yearly renewal
or call +968 7250 0052
Insurance products are offered by Trade Links Insurance Services SPC (Licence no. 47/B) in partnership with leading insurers.
Compare plans from leading domestic helper insurers
- Al Madina Insurance Company
- Dhofar Insurance Company
- Liva Insurance
- Oman United Insurance Company
- Takaful Oman
What is Domestic Helper Insurance?
Domestic helper insurance covers your household staff, such as housemaids, drivers, cooks and nannies, and protects you as their sponsor. Plans can include medical treatment, accidental death or disability, and repatriation costs.
As a sponsor in Oman you are responsible for your worker’s care during their contract. A policy helps you meet unexpected costs, and some plans also cover the cost of a replacement if a helper leaves early. We help you choose cover that suits your household.
Who it’s for
- Families sponsoring a housemaid or nanny
- Households with a private driver or cook
- Sponsors renewing a worker’s contract
- Families hiring a new helper
Why choose Domestic Helper Insurance with Trade Links
We make it simple to protect your household staff and yourself as their sponsor.
Get your Domestic Helper quoteMedical treatment
Cover for doctor visits and hospital treatment, depending on the plan.
Accident protection
Cover for accidental death or permanent disability.
Repatriation costs
Help with the cost of sending a worker home in covered cases.
Sponsor protection
Cover for your liabilities as the employer and sponsor.
Easy renewals
We remind you before the policy ends so cover never lapses.
Value for money
Compare plans so you only pay for the cover you need.
What’s covered
Typical features. Exact cover, limits and exclusions depend on the insurer and the plan you choose.
Usually covered
- Medical treatment and hospital stays, up to the plan limit
- Accidental death and permanent disability
- Repatriation of the worker in covered cases
- Your liability as the employer, where included
- Replacement costs if the helper leaves early, where offered
Usually not covered
- Pre-existing conditions not declared
- Workers not named or declared on the policy
- Injury caused on purpose
- Cosmetic or routine dental treatment
- Claims after the worker’s visa or contract has ended
Frequently asked questions
Who can be covered?
Housemaids, nannies, cooks, drivers, gardeners and other household staff sponsored by you in Oman.
Ask an advisorCan I cover more than one helper?
Yes. Most insurers let you add several workers to one policy.
Ask an advisorWhat happens if my helper leaves early?
Some plans pay towards the cost of a replacement if a new helper leaves within a set period. Ask us which insurers offer this.
Ask an advisorDoes the policy cover medical treatment?
Many plans include medical cover up to a limit. We will show you what each plan includes before you choose.
Ask an advisorHow long does the policy last?
Usually one year, renewed alongside your helper’s contract.
Ask an advisor