Group Life Insurance
Support your employees’ families if the worst happens. Compare group life cover from leading insurers in Oman, with lump-sum benefits for every employee under one company policy.
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Get your group life quote
Share your staff numbers and salaries, and one of our advisors will come back with options from leading insurers.
- Life cover for all employees
- Benefits linked to salary
- One policy, easy to manage
or call +968 7250 0052
Insurance products are offered by Trade Links Insurance Services SPC (Licence no. 47/B) in partnership with leading insurers.
Compare plans from leading group life insurers
- Al Madina Insurance Company
- Arabia Falcon Insurance
- Orient Insurance Company
- Dhofar Insurance Company
- GIG (AXA) Insurance
- Iran Insurance Company
- Liva Insurance
- Muscat Insurance Company
- Oman Qatar Insurance Company
- Oman United Insurance Company
- Saudi Arabia Insurance Company
- Sukoon (Oman) Insurance
- Takaful Oman
- New India Assurance
What is Group Life Insurance?
Group life insurance pays a lump sum to an employee’s family if they pass away while employed, whatever the cause. Many plans also pay if an employee becomes permanently and totally disabled.
It is one of the most valued staff benefits and is often more affordable than individual cover. Benefits are usually set as a multiple of salary or a fixed amount, and we help you set up categories that fit your workforce.
Who it’s for
- Employers of every size
- Companies sponsoring expatriate staff
- Employers improving their benefits package
- Companies with contracts that require life cover for staff
Why choose Group Life Insurance with Trade Links
We help you look after your people with clear, affordable life cover.
Get your Group Life quoteLife cover for staff
A lump sum for the family if an employee passes away.
Disability benefit
Payment if an employee becomes permanently disabled, where included.
Linked to salary
Benefits as a multiple of salary or a fixed amount.
Repatriation
Help with repatriation costs, where included.
Simple administration
Add joiners and remove leavers during the year.
Claims support
We support your HR team and the family through each claim.
What’s covered
Typical features. Exact cover, limits and exclusions depend on the insurer and the plan you choose.
Usually covered
- Death from any cause while employed
- Permanent total disability, where included
- Benefits as a multiple of salary or a fixed amount
- Cover worldwide, 24 hours a day, where included
- Repatriation of remains, where included
Usually not covered
- Employees not declared on the policy
- Suicide within the period set by the policy
- Pre-existing conditions above the free cover limit, unless accepted
- War and terrorism, unless covered
- Employees above the maximum age set by the policy
Frequently asked questions
How is the benefit set?
Usually as a multiple of annual salary, such as two or three times, or a fixed amount for each category of staff.
Ask an advisorDo employees need medical checks?
Most groups have a free cover limit, so only employees with very high benefits need medical evidence.
Ask an advisorCan I cover only some employees?
Yes, cover can be arranged by category, but many employers cover all staff for fairness and simplicity.
Ask an advisorWhat happens when an employee leaves?
Cover usually ends when they leave employment. We remove them from the policy and adjust the premium.
Ask an advisorDoes it replace workmen’s compensation?
No. Group life pays for death from any cause; workmen’s compensation pays the benefits due for work injuries. Many employers have both.
Ask an advisor