Group Medical Insurance
Look after your team’s health. Compare group medical plans for your employees and their families, with hospital networks across Oman and benefits that help you attract and keep good people.
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- Leading insurers compared
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Get your group medical quote
Share your staff numbers and one of our advisors will come back with options from leading insurers.
- Plans for every employee grade
- Hospital networks across Oman
- Help with additions and claims
or call +968 7250 0052
Insurance products are offered by Trade Links Insurance Services SPC (Licence no. 47/B) in partnership with leading insurers.
Compare plans from leading group medical insurers
- Al Madina Insurance Company
- Arabia Falcon Insurance
- Orient Insurance Company
- Dhofar Insurance Company
- GIG (AXA) Insurance
- Iran Insurance Company
- Liva Insurance
- Muscat Insurance Company
- Oman Qatar Insurance Company
- Oman United Insurance Company
- Saudi Arabia Insurance Company
- Sukoon (Oman) Insurance
- Takaful Oman
- New India Assurance
What is Group Medical Insurance?
Group medical insurance gives your employees, and often their families, health cover under one company policy. Staff use their card at network hospitals and clinics, and the insurer settles the bills directly.
Employers in Oman are generally expected to provide health cover for their staff, and the unified health insurance framework is being introduced for the private sector. We help you set up plans that meet the requirements, with different benefits for different grades if you wish.
Who it’s for
- Companies of every size
- Employers sponsoring expatriate staff
- Businesses adding cover for families
- Companies reviewing an existing plan at renewal
Why choose Group Medical Insurance with Trade Links
We design, place and manage your group plan, so your HR team can focus on your people.
Get your Group Medical quotePlans by grade
Different benefits for management, staff and labour categories.
Networks across Oman
Direct billing at hospitals and clinics in Muscat, Sohar, Salalah and beyond.
Family cover
Add spouses and children to employee plans.
Optional benefits
Maternity, dental and optical, depending on the plan.
Easy administration
Help with adding new joiners, removing leavers and member cards.
Claims support
A team that helps your staff with approvals and claims.
What’s covered
Typical features. Exact cover, limits and exclusions depend on the insurer and the plan you choose.
Usually covered
- Hospital stays, surgery and emergency treatment
- Outpatient consultations, tests and medicines
- Maternity, dental and optical, where included
- Cover for employees’ families, where included
- Direct billing at network providers
- Treatment outside Oman in emergencies, where included
Usually not covered
- Cosmetic treatment
- Treatment outside the network or area of cover, unless allowed
- Experimental treatment
- Pre-existing conditions during any waiting period, where applied
- Employees not declared on the policy
Frequently asked questions
Is health insurance compulsory for employees in Oman?
Employers are generally expected to provide health cover for their staff, and a unified health insurance framework is being introduced. We will advise you on the current requirements.
Ask an advisorCan I give different benefits to different staff?
Yes. Most group plans allow categories, for example by grade or role.
Ask an advisorHow do I add a new employee?
Send us their details and we arrange the addition with the insurer, usually from their joining date.
Ask an advisorAre pre-existing conditions covered?
Group plans are often more flexible than individual plans. It depends on the insurer and the size of your group.
Ask an advisorWhen should I review my plan?
At least a few weeks before renewal, so there is time to compare terms and make changes.
Ask an advisor