Fire Insurance
Protect your premises, stock and equipment against fire and other sudden damage. Compare fire and property cover for offices, shops, warehouses and factories across Oman.
- FSA Licensed Broker
- Leading insurers compared
- 24/7 Customer Support
Get your fire insurance quote
Tell us about your premises and one of our advisors will come back with options from leading insurers.
- Buildings, contents and stock
- Business interruption cover
- Risk survey advice on request
or call +968 7250 0052
Insurance products are offered by Trade Links Insurance Services SPC (Licence no. 47/B) in partnership with leading insurers.
Compare plans from leading fire and property insurers
- Al Madina Insurance Company
- Arabia Falcon Insurance
- Orient Insurance Company
- Dhofar Insurance Company
- GIG (AXA) Insurance
- Iran Insurance Company
- Liva Insurance
- Muscat Insurance Company
- Oman Qatar Insurance Company
- Oman United Insurance Company
- Saudi Arabia Insurance Company
- Sukoon (Oman) Insurance
- Takaful Oman
- New India Assurance
What is Fire Insurance?
Fire insurance pays to repair or replace your buildings, contents, machinery and stock if they are damaged by fire or other insured events, such as lightning, explosion, storm or flood. It can be extended to cover the loss of profit while your business recovers.
Property values and risks differ widely, from a small shop in Muscat to a warehouse in Sohar or a plant in Duqm. We help you set the right sums insured, choose the extensions you need, and compare terms from leading insurers.
Who it’s for
- Owners and tenants of offices and shops
- Warehouses, factories and workshops
- Hotels, restaurants and malls
- Landlords of commercial buildings
Why choose Fire Insurance with Trade Links
We help you insure the right values, so a claim pays what you actually need.
Get your Fire quoteBuildings and contents
Cover for the structure, fit-out, furniture, machinery and stock.
Fire and allied perils
Fire, lightning, explosion, storm, flood and other insured events.
Business interruption
Loss of profit and extra costs while your business recovers.
Right sums insured
Advice on valuations so you are not under-insured at claim time.
Risk improvement
Guidance on fire safety and surveys that can improve your terms.
Claims support
We manage the claim with the insurer and the loss adjuster.
What’s covered
Typical features. Exact cover, limits and exclusions depend on the insurer and the plan you choose.
Usually covered
- Fire, lightning and explosion
- Storm, flood and water damage, where included
- Buildings, contents, machinery and stock
- Loss of profit after an insured loss, where added
- Plate glass, theft and all risks, where added
- Debris removal and professional fees, within limits
Usually not covered
- Wear and tear and gradual deterioration
- Losses from poor maintenance or known defects
- Property left unoccupied beyond the policy limit
- War, terrorism and nuclear risks, unless covered
- Under-insurance (claims are reduced in proportion)
Frequently asked questions
What is the difference between fire and all risks cover?
Fire cover protects against named events such as fire and explosion. All risks cover protects against any sudden accidental damage unless it is excluded, so it is wider.
Ask an advisorHow do I decide the sum insured?
Use the full cost of rebuilding or replacing the property today, not its purchase price. We can help you check your values.
Ask an advisorCan I insure stock that changes during the year?
Yes. Many insurers offer declaration or floating policies for stock that goes up and down.
Ask an advisorIs business interruption included?
Not usually. It is an extension you add to cover lost profit and extra costs after a fire or other insured damage.
Ask an advisorWill the insurer inspect my premises?
For larger risks, insurers often arrange a survey. It can lead to better terms if you follow the recommendations.
Ask an advisor